Showing posts with label frugal living. Show all posts
Showing posts with label frugal living. Show all posts

Thursday, October 23, 2014

Nutella Pudding


photos by SMW

Howdy chocolate fan!  Or are you strictly a Nutella fan?  I once gained 20 pounds on Nutella in one summer.  Yes, siree, I'm proud of that fact.  Did it in Europe! Eating my way through a jar of Nutella and a bagette was where it's at, don't you know?

The recipe is easy, just make sure you don't take too many dips into the Nutella jar so you'll have enough for the recipe :)




Nutella Pudding:



Serves 6

Ingredients:

  • 3 Tbsp. cornstarch
  • 1/3 cup cocoa, unsweetened
  • pinch of salt
  • 2 1/2 cups evaporated milk
  • 3/4 cup Nutella spread
  • 2 Tbsp. unsalted butter
  • 1 tsp. vanilla
  • whipped cream, optional
1. Whisk cornstarch, cocoa and salt in heavy saucepan.  Slowly whisk in the milk. Turn heat to medium and cook, stir frequently, until mixture thickens, about 8 min.
2. Remove from heat and whisk in Nutella, butter, and vanilla until smooth. Divide among 6 ramekins.  

Serve warm or cold, with a dollop of whip cream is best.  Will keep in fridge for 3 days covered with plastic wrap.

Thursday, October 16, 2014

3 Good Things to Buy at Costco


1. Milk and Eggs- Diary has usually been a steal at Costco.  Now that milk and eggs are constantly going up dairy continues to be a best deal here but make sure you check any 'loss leader' ads at other stores for good deals.  Butter, that's a whole new monster (can you believe it went up to $2.99/lb?!)  Make sure to check other ads before shopping at Costco.

2.Toilet Paper- Hands down best buy at $15.00 for the large pack.  My rule of thumb is .50 cents per double roll or less.  Costco has the best quality for generic brand also.

3. Fruits and Vegetables (sometimes!)- again, caution and knowing your prices, i.e. having low price sheet , make it easy to buy bananas, spinach, red peppers and lettuce at Costco.  Again, knowing your prices first and looking at 'loss leaders' before you go to Costco really help.

What are your hot buys at Costco?


Monday, October 13, 2014

Arla Dorfino Cheese was 'Gouda'!


So I was given a chance to try out Arla Dofino cheese from bzzagent.com.  I love Gouda cheese so it was easy for me to choose Gouda and think of ways to use it.

We came up with an easy dinner to put the Gouda in: mac n' cheese.  Homemade Mac  'n cheese is very simply and fast to make and you almost don't need a recipe, especially when you're using high quality cheese like the Arla Dofino brand.

photo by SMW

This what it looked like before we put it in the oven.



And after we got it out of the oven, it disappeared VERY fast. Wish I had more cheese!  It was the best homemade mac 'n cheese I've ever made.

Thursday, October 9, 2014

6 Worst Buys at Costco



6 Worst Buys:
1) Soda: Why? Promotions can often be found at non-bulk stores and better deals often rotate toward the middle of month.
2) Condiments: Why? Unless you're  sharing these orders or splitting it among a huge household, they often expire before they can feasibly be consumed.
3) Bleach: Why? It degrades after 6 months so stocking up isn't always beneficial unless you do a ton of bleaching.
4) Brown Rice: Why? In most cases, it expires in 6 months compared to white rice, which can last up to 30 years!!

5) Beauty Products: Why? In most cases the shelf life is 6 months to one year and performance is greatly impacted upon expiration.  I try  to rotate my mascara every three months.

If you do any couponing at all don't buy at Costco:
6)Personal Products: Watch for sales and/or coupons and you can get shampoo, deodorant, and toothpaste for free or less than a dollar each, yes, for brand names.
Next week I'll post on what I think are the best deals at Costco.  Please chime in your thoughts on the worst deals. What DON'T you buy at Costco? and why?

Walmart Match-Ups


October 6-11 match-ups (sorry they are late)

another attempt to provide you some help!  Please let me know if you think it's worth it to price match at Walmart or just shop deals at one store only?!

Eggs, 18 count                                     $1.48
Celery                                                  $  .58 / lb.
Bagels                                                  $ 1.50 each  (walmart brand)
Jif, 16 oz. jar                                        $ 1.49 each 
Tomato soup                                        $   .50 each  (walmart brand)
Starkist tuna or albacore, 5 oz             $   .88 each

Remember to tell the cashier you are price matching FIRST!  This alleviates headaches for both of you and your transaction will be SMOOTH.


Monday, October 6, 2014

Snap Groupon


Snap Groupon is a lot like Ibotta that I've been telling you about.  But it's a little bit better.  It still has specific items that you need to buy, but it also has more general items like any kind of milk or any kind of lettuce.

Plus you don't have to do little surveys or tiny tasks to 'unlock' any savings.  They are just waiting for you!  I like waiting money, don't you?

Visit Snap Groupon to start getting money back.  It takes $20 to be able to get a refund, but that won't take long to rack up.

Why don't you sign up today?





Wednesday, October 1, 2014

Walmart Match-ups


I'm going to try and do a match-up like a few weeks ago. I do this for free, so if you like it, please subscribe, like this page on Facebook, and share with your friends.  I want to see if this is helping anyone, so send me a note.

September 29- October 4th, 2014  match prices

Iceberg lettuce                          .78   each
Pears                                        .58/lb
Tillamook Cheese                  4.99 / 2lb. block
cabbage                                   .28 /lb
chicken, skinned, breast         1.98/lb
beef stew meat                        5.49/lb

Sierra Mist, 12 pk or 2-liter   2.58 + ibotta rebate


Cheese has really gone up so that one is a steal.  All of these savings shaved about $10 off my bill and I went to 1 store for all these items.  


Friday, September 12, 2014

Garden 2014

photo by SMW

My tomatoes are exploding.  Yipee!  This is truly the first time in 17 years in Washington that I've had a real tomato crop.  I'm so excited I could pinch myself.  Now, if we can have enough heat so all of them will ripen.

Does anyone know what to do to make them ripen when they are still green?

Thursday, September 11, 2014

DIY- A renovated bathroom

all photos by SMW
 

This is a bathroom from circa 1980.  It's been sitting like this, a little shabby, worn, and understyled for awhile now.  I should have gotten a full on photo shot of the teeny,tiny, dwarf-like vanity- but I was so anxious to rip everything out, I didn't.  My bad.

No need to explain the sore state of this bathroom.  But the, ahem, interesting part of this story is when we started to pull up the vinyl squares.  I must preface this story first.  Let's talk about when I tried to pull up the vinyl in the main bathroom.  That vinyl didn't want to leave.  It had held that floor for over 25 years and wasn't going anywhere.  My dear friend badly hurt her finger using a utility knife trying to cut it off! Casualties of vinyl, sheesh! I ended up hiring someone to remove the blasted vinyl.  A girl has to bring in the big guns sometimes.

Before the demo of the basement bathroom I had a tad bit of angst about ripping up that vinyl- could we do it? would we have to hire someone to remove it? would my girlfriend have to get stitches? It was a hand wringer.

Well, would you believe it but those bad boys just lifted off like nothing to it.  As in, they were never glued down.   Yes you read that correctly, they had sat there for decades just hovering above of the concrete floor, unattached! So much for my worries!

Out with the weird vinyl, the dwarf-like vanity, and we're off to the races.


Gig and I put down the tile, while Boss Moss made the cuts, and Eden helped me grout.  Boss Moss installed the vanity (which I lovingly spray painted) and a new larger toilet.  In 2 and a half days we have a beautiful bathroom that I'd gladly sit in.

What do you think?  Purty isn't she? Ah, much better!


Wednesday, September 10, 2014

What to do....in Bear Lake, ID/UT?

photos by SMW


See that azure water?  It really is that beautiful color at Bear Lake.  It's even bluer on a sunny day.  We happened to there when some storms rolled in over a few days.  We had moments of sunshine on those days, but it was intermittent.  Our last day there we had glorious full sunshine and heat!  Yahoo!



Here are some ideas of what to do when the weather doesn't cooperate with your vacation plans:

1. Make the most of your condo or vacation rental.  We stayed at Worldmark condos.  They usually have a pool, hot tub, and other facilities on site.  Ours had a volleyball court, outdoor/indoor pool and hot tub, tennis courts, and lots of lawn space to play football and frisbee.  When the rained stopped, we ran outside to enjoy all of these activities. Don't try what Gigi is doing here!  



2. Find the best local spots to eat. Bear Lake is known for raspberries.  For a Pacific Northwesterner this is no big deal.  But if you're from the intermountain west, having fresh, farm raspberries is a big deal.  So we enjoyed local raspberry shakes at 2 cute places.  One shake shack has been there for over 40 years and they make their shakes thick and tall with real ice cream.  The other is a super cute hang-out where you can sit in boats while you enjoy your shake.





3. Find an activity you don't mind doing if it does rain.  You can see there are no clouds in the sky.  But the night before it dumped rain and we decided we were going to ride no matter what.  It turned out to be a gorgeous day, but it was horribly muddy.  The horses were knee deep in mud. I wish had 5 hands so I could have taken pictures in the aspen groves we rode through.  It was breath-taking.




4. Find a tour that's inside. Again, it looks like the clouds are moving out, but on the way to this tour, it poured buckets.  Heavier than usual even in Washington.

This little town, Paris, Id, is about 15 minutes north of Bear Lake. The pioneers built this tabernacle in the 1880's.  Surprisingly, I learned that my great great great grandfather was on the committee to build this beautiful structure.  His name was on a plaque on the front of the church.  Cool beans!

Every day they have an organ recital at 11 am.  The tour takes you to all parts of the building and is very interesting.  


We found another 'indoor' tour at Minnetonka Cave which is 15 minutes north of Bear Lake, near St. Charles, Id.  Wow, what a tour!  We were in the enormous cave for over 90 minutes and it was so interesting.  Lots to learn about cave bacon, wedding stalagmites, pack rats, and more!  Hope you can get to this cave to know what I'm talking about.






5. Visit the beach. We did relax at the beach when the rain stopped and on the one day we enjoyed heat/total sun.  Can you see the shells?  We visited a part of the lake that the beach front was littered with shells.  Millions of tiny ones all over you could barely see any sand.  Oh, and that book I'm reading is fabulous.

Bear Lake has an fun little mystery going on...they have their own 'nessie'.  There are plaques or signs all over the lake telling you to call the mayor if you spot their own Bear Lake Monster.




6. Make use of local attractions. We had been cooped up in the condo playing card games- which we love- and everyone needed a break.  We found a local park.  It occupied even our teenagers and adult children for awhile when the clouds parted for 30 minutes that day.





7. Play in the water. That's what most people do when they go to Bear Lake on vacation.  We only had one day to do it.  We opted to use paddleboards than rent a boat.  It turned out to be a great choice for us.  Gigi went well over half way into the middle of the lake.  The water is so clear you can see straight down.  It's gorgeous out there!

8. Rent a Surrey. We needed to expend some steam and get out because it had rained all morning.  Renting a Surrey bike was really fun and cheap.

So there you have 8 things to do in Bear Lake, ID/UT when the weather isn't too hot or stellar.

Tuesday, September 9, 2014

Healthy Food- Zucchini Chocolate Bars

photo by SMW

Ok, so healthy is a relative term.  These are made from scratch with no preservatives and with a less amounts of sugar than any store-bought mix I know.

So here we go. 

Makes: 16 servings
Prep: 15 min.
Bake: 325 degrees for 30 min.

1 1/2 cup flour
1 1/2 T. cocoa powder *(I sometimes mix 1/2 and 1/2 with carob powder)
1/2 tsp. baking soda
1/2 tsp. cinnamon
1/4 tsp. baking powder
1/4 cup butter flavor shortening
1/4 cup vegt. oil or coconut oil
3/4 cup sugar
1 egg
1/4 sour cream or yogurt
1/2 tsp. vanilla
1 cup grated zucchini
3/4 cup mini chocolate chips
1/3 cup crushed walnuts (optional)

1. Heat oven to 325. Coat 13x9 pan with cooking spray.
2. Whisk together flour, cocoa powder, baking soda, cinnamon and baking powder.  
3.  In another large bowl, beat shortening, oil, sugar and egg on low speed.  Beat in sour cream and vanilla while adding flour mixture.  Fold in zucchini and chocolate.
4.  Spread in prepared pan.  Sprinkle nuts on top.  Bake for 30-35 minutes.  
Serve warm or cold.

*My little 'mice' ate all the chocolate chips so I added a little more carob and cocoa powder and it was just as moist and delicious.

Friday, September 5, 2014

Walmart- something New


I am going to attempt something.  It's rather daring of me and a bit scary.  It won't be professional at all (maybe down the road ;)). So please bare with me and chime in whenever you want.

I'm a blog reader.  I enjoy international news to coupon clipping. What gets me is there aren't enough local blogs to cover my local needs.  So that is why I started writing  the series "What to do...?" because I don't go to Seattle or Olympia that often, which is where those bloggers live.  

And, wait for it, I'm attempting to start a series on Walmart.  I must preface this- I'm not a huge Walmart fan because of the theory of big box stores.  However, if I can save a few dollars there and do the rest of my shopping elsewhere that helps the little guy, I'm in. Here is my attempt to let you in on the 'secret' to shopping at Walmart.  If you have secrets I don't have, please share.  Also, this list is for our local Walmart at 172nd Ave.  The list would be a lot longer and better deals if you go to the superstore in Marysville, but who wants to drive there?!

The Rules:
1. Walmart will match an advertised price from any local store. See their store policy with the exact radius of distance between stores.
2.  All you have to do is tell the cashier at the register you are price matching.  You don't have to show them the ad from the other store or anything.  But, just for my piece of mind, I write down on my shopping list what store each price match is from- in case they need to check.
3.  Be honest.


Here is my list for 9/5/14:

- Challenge Cream Cheese $2.27
              ibotta -$.75
              coupon for -$1.00 on coupons.com
Total price $.52

- Celery                       $ .58 cents/lb from Food Pavillion
-Green Grapes            $1.28 /lb from Food Pavillion
-Cheese, 2 lbs             $3.99      from Food Pavillion

I saved a total of about $5 just for these 4 items.  I had more things on my list, but this Walmart has a limited stock.  A superstore Walmart is where the savings are at.  So if you are driving by Marysville or the Lake Stevens Walmart you'll want to price match there.

What is ibotta?  I talk about it here. Go here to sign up for ibotta and save the easy way. Join my team and we earn money together. No coupons needed.

DIY furniture upgrade

photo by SMW

DIY has been a thing for my husband and I've since we've been married- 25 years to be exact.  We were DIY kings and queens before it was cool and hip.

We had skills and we weren't afraid to use them- shop vacs, saws-alls, power tools galore. Our garage is full of tools for every DIY project you might think of.

Since we are redoing the 1980 house we bought in SLC, Ut those tools and DIY skills have re-emerged.

After a long day of tiling a bathroom, I saw the above cabinet in the garage leftover by the previous owner.  It was dusty.  Like, 20 years of dust caked on it.  I didn't get a picture of the lovely gold medallions that went on the front, because they had been detached years ago.  The whole thing looked straight out of "I Dream of Genie"'s living room.

After I washed the cabinet and nailed the back piece in its original place and figured out that those medallions actually went with this cabinet, my brain started to move into gear.  Not only was there a stamp on the back that said "Lane"- yes, meaning high quality furniture, but I realized it would be super cute painted.

photo by SMW

The house has now transformed from multi-colored throw-up rooms to a cool shade of gray.  I hadn't planned on an accent color, but the girls renting the house had a cute clock this shade of blue.  So I matched the paint and it looks stunning in the living room.

My guess is this piece was a HiFi- which translates from the 1960's-1970's era into a media console.  This was the 'it' furniture to put your albums and music inside and a nifty turn-table on top for easy listening.

Don't you love it?  I do.  What have you transformed lately?

Friday, August 8, 2014

What to do ..... in the Summer? Can Apples or other produce!

photo by SMW

Sometimes there are long days at home during the summer with nothing (for the kids!) to do and the entertainment budget is running low. 

If you have a free source of produce or know a u-pick farm go get some of that fruit!  It's a fun outing.  Then you have a second option for something to keep everyone occupied- canning, freezing, or dehydrating.  Let's get in the kitchen.

We had a free apple source.  They were on the 'worn' side and needed to be put-up right away.  We made applesauce and dehydrated apples!  Yum!

Pierce loved turning the apple/peeler/corer/slicer.

We used to do this as a family for years and would do about 40-50 quarts of applesauce, pie apples, and dehydrated apples, but now that my kids are older they don't prefer applesauce and the like as much.  So, it's more of a novelty activity for us, and it's still fun.

Tuesday, July 8, 2014

Why Buy in Bulk?


Have you noticed food prices have gone up?  Hello, I'm down to 4 people at my house.  My food bill should be down.  It is NOT.

Let's talk buying food in bulk.  Not Costco talk, but bulk bins chatter.

At times, I've been skeptical of bulk bins.  Do they rotate the food often?  Are there people touching the foods, running their hands through the bins, sneezing on an open bin?  Is the quality of food as good as packaged goods? These thoughts do run through my mind.

While I read this post about bulk bins it helped ease my fears about hearing from actual grocery store clerks how they service the bin area.  At my local Winco I see them service the bins often.  At Whole Foods I have too.  And at QFC, whoa!  I love their bins!  I wish I had that store closer!

So here are the reasons to buy in bulk using the bulk bin area:

  • cost
  • reduce waste
  • eliminate the middle man
  • freshness
  • desired quantity
Do you have another reason for shopping the bulk bins?

Wednesday, July 2, 2014

Whole Wheat Blender Pancakes


Ingredients:
·        1 ½ cups milk, divided
·        1 cup whole wheat (not cooked)
·        4 ½ tsp. baking powder
·        1 tsp. salt
·        2 eggs
·        ½ cup vegetable oil


Place 1 cup of milk and the raw wheat in a blender. Blend until like mush, 2-3 minutes.  Add the baking powder, salt, eggs, oil and remaining ½ cup milk.  Blend for about 2 more minutes.

I taught Pierce how to make these this morning.  Halleluja!  He's on his way to making his own breakfasts!

Wednesday, June 18, 2014

No bag for your gift? Problem solved!

photo by SMW

I am notorious for not having gift bags.  Let me explain.  Buying the gift bags isn't a problem.  I buy them in bulk actually, but we use them up so fast I don't remember to buy more bags in bulk.  So I'm often running to the store for a lone bag, insert, BIG waste of time.  You know me, Efficiency time master here, I don't like to waste time.
As it was Sunday (we don't shop on Sundays) and Father's Day, and "thee olde problem of no gift bags in the cupboard" yet again surfaced!  I found this easy tutorial on Pinterest.  It took me about 8 minutes to make this small bag.  Knowing that fact, makes me think that I can whittle down my time to 4-5 minutes next time.  So excited to share this new simple, frugal living, tip!

Saturday, April 5, 2014

Project for April

This is a copy cat pillow of an Anthropologie pillow that costs $78.  I had everything on hand, so it cost me zilch.  Nice huh?
Back in January I had some goals.  Trying hard to keep them up. How are you doing on your goals?  I'd love to see what you are up to.




This pillow wasn't very hard.  In fact, it was kind of like baking- when you throw in a little of this and that.




I love the hot pink.  Below you can see all 5 pillows I made to recreate a master haven  noteworthy of Pinterest, with a little bit 'o me in it.  Creativity is coming back y'all. The best part, I maybe spent $5 total, most of this stuff I had on hand.


pictures from simplymusicwise.blogspot.com

Thursday, January 30, 2014

6 Ingredients in Your Food that May Shock You


1. Wood Pulp
That chew in your favorite breakfast muffin comes from cellulose, which in turn comes from wood pulp. Cellulose gives your muffin its weight and heft, and also acts as dietary fiber, which means it isn’t actually bad for you. It's not a new practice: fast food restaurants got a clue from old midieval inns and manors.  When feeding their travelling patrons, the inns keeper's wife usually added sawdust or other materials to 'beef' up her meals (no pun intended) to cheaply feed all the guests.  They often were sick from the 'travelling' food, hence when people travel they often ask if you got sick from the food.  McDonald's and other chains have copied history by adding fillers to their food.  Forms of wood pulp is one of their many tricks to make their food cheap.  Back to muffins, bet you didn’t think your breakfast so closely resembled that of a beaver’s.
2. Castoreum
While we’re on the subject of beavers, I have some sad news. Those fruit snacks you pack for your kids? The strawberry milkshake you grabbed at the fast-food restaurant? Anything that contains “natural and artificial strawberry flavors” also contains castoreum, a liquid extracted from beaver anal glands. That’s what gives strawberry-flavored foods their punch.
Think you’ll be able to avoid eating beaver anal-gland juice by skipping the strawberry-flavored candy? Think again. Castoreum also shows up in other berry-flavored treats, though it is most commonly associated with the strawberry ones.
It's also been found in breads as a softener.  Who wants beaver anal glands in their bread? I don't.  Making your bread is great, but sometimes you want some convenience.  Check labels carefully.  If it says "natural flavors" that could mean beaver 'flavor' as that is considered natural.  Yuck!
3. Titanium Sulfate
This chemical ingredient is what keeps the sun’s rays from breaking through sunblock. Would you put titanuim sulfate in your milk.  Why? You ask.   
Surprise: skim milk contains titanium sulfate too. Once you remove the milk fat from milk, it is no longer white. So milk manufacturers add titanium sulfate to skim milk to give it that fresh, white color. Lovely, cosmetics for dairy products. Gross!
4. Bone char
When manufacturers process sugar, they filter it through bone char, or carbonized animal bone. This bone char is what gives sugar its white color and fine texture. If you think you can escape bone char by eating brown sugar, think again — brown sugar passes through the bone char filtration process too, and is then dyed brown to restore the color lost during the charring process.
If you want to avoid bone char, whether for vegetarian/vegan reasons or simply because it sounds unsavory, look for raw sugar that does not go through the filtration process. Read the ingredients carefully, and avoid anything that includes “natural charcoal;” that’s insider lingo for “ground up, carbonized animal bone.”
5. Ammonium sulfate
Here’s another sulfate, this time a key ingredient in fertilizer. Oh, and bread. Commercial bread manufacturers add it in to speed up the yeast process.
If you already have living yeast growing and multiplying to create that tasty bread loaf, what’s wrong with a bit of fertilizer as well? Well, consuming too much ammonium sulfate can cause digestive upsets, ranging from gas to diarrhea. Luckily, there are some bread options that don’t contain this potentially uncomfortable ingredient.
6. L-cysteine
Many of the items on this list are shocking animal ingredients. Ready for a shocking human ingredient? Try L-cysteine, a dough softening agent made from amino acids in human hair. (Or, sometimes, chicken feathers.) This is exceptionally ironic because human hair is an instinctive digestive repellant; that is, if you find a hair in your sandwich, you’ll stop eating right away. Never mind that you’d been eating hair byproducts the entire time.
Now, don't get all depressed.  We do have some resources to obtain wonderfully fresh food.  Thank goodness for organic farmers, our own gardens, and consumers that are getting more aware and out spoken that rules are changing in the U.S.  It's important that as healthy citizens we demand a healthy food standard.  And teach it to our children.  Continue to be wary- many countries, like China and South America, want to sell us cheap, inferior products.  Learn the lingo and read the labels.  Another tip is to cook your own food as much as possible.
There are many other dangerous, strange, and unsavory items used in food in our country that aren't on this list.  These 6 are just the highly 'visible' ingredients.
What are you doing to avoid these all together?  What brands do you buy that DON'T carry ANY of these toxic killers?

Wednesday, January 22, 2014

Worn Wear- Documentary


My family watched this last weekend.  We can't stop talking about it.  For a 30 minute documentary it really packs a punch.

The scenery is eye-popping gorgeous.  

I'm not ready to be a mountain climber yet but I'm seriously thinking of becoming a long distance hiker.  What people decide as hobbies is uncanny!  Who knew?!

Do you have any clothing that you've had for an embarrassing long time?  I used to have some jeans from high school until about 5 years ago (then I gained too much weight, sigh).  Yeah, I hear you loud and clear, if I started long distance walking I could wear those jeans again.

Hope you can squeeze in 30 minutes of watching time for this.  It's a great conversation starter!